Tama County insurance costs expected to edge up sightly In a detailed review of insurance coverage Tama County Supervisors learned a slight increase in total premium cost is forecast for the 2019-20 fiscal year. Judy Funk, consultant to the Heartland Insurance risk Management Pool, told board members on Monday morning, June 10, a 4.4 % hike in overall cost of $459,176 is projected. The increases are found primarily in premium cost for workers’ compensation at $155,872 up from $146,60, and lesser amount for automobile liability from $72,138 to $75,557, general liability to $63,942 from $60,898, automobile physical damage raising to $18,213 from $15,556 and inland marine coverage to $14,971 from $13,040. Tammy Wise, county insurance administrator, said the year-to-year costs normally do not change a great deal while slight increases are seen. Good news came in the form of a credit on the current premium totaling $41,193. “Awesome,” Funk said, based on further analysis which showed expected losses for the county at $207,085 compared to an expected claim loss totaling $310,169. over three fiscal year periods from 2015-16, 2016-17 ande 2017-18 (the current fiscal year is not used because it doesn’t end until June 30.) Tama County’s current loss limit is $8 million which supervisors declined to increase for the fiscal year 2019-20 period. In other business Monday the supervisors: •approved putting into place policies for the secondary road department covering procurement and fraud reporting and passes a resolution establishing a conflict of interest policy. •signed utility permits for work by Windstream in Indian Village Township, Interstate Power in Otter Creek Township and R & R to extend work along U.S. Highway 63 to the Poweshiek County line. •approved use of the Courthouse lawn for registration and check-in areas for the Charley Townsley Ripple Run 5K on July 6.

Coverage of Tama County property By John Speer Tama County Supervisors reviewed the county’s insurance through the 10-member Heartland Insurance Risk Pool on Monday, June 10, including a listing of property. Tammy Wise, county insurance administrator, provided the comprehensive list. It includes a total of 54 buildings of varying sizes and uses. The totals according to the Heartland Risk Management Pool property schedule is buildings- insured for a total of $17,650,563 and content insured for $4,725,940. Coverage amounts for buildings ranging from the Tama County Courthouse in Toledo to road department sheds in across the county to a pair of “shooting stations” at the Izaak Walton Shooting Facility at rural Toledo were included. The insurance premium is listed at $77,601 annually. A sampling of the amount some of the property is insured for includes- Courthouse and jail, Toledo $6.5 million Historical Jail Museum, Toledo $1.6 million Engineer’s Office and Shop Tama $765,000 and $200,000 for content Otter Creek Conservation Center and Diorama exhibit, rural Toledo (total with contents)$1.66 million Sheds: Gladbrook $170,000; Lincoln $111,000; Chelsea $176,000; Montour $226,000; Dinsdale $95,000; Traer $188,000; Toledo $503,000 and shed and hoop building $604,000; Dysart $280,000; Clutier $275,000; Garwin $330,000 Six buildings at Landfill, rural Toledo- $247,000 Administration Building, Toledo $1.7 million Annex Building Toledo $1 million Shooting stations $5,000